Terms of Use

1 Acceptance of Terms

By accessing and using the Techno-Evolve website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and Techno-Evolve, governing your use of our financial education platform and budgeting resources.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of the platform following any modifications to these terms constitutes acceptance of such changes.

2 Educational Services and Limitations

Techno-Evolve provides educational content and tools focused on monthly budgeting and personal financial management. Our services are designed for educational purposes and should not be considered as professional financial advice, investment recommendations, or guarantees of financial success.

• All educational materials are provided for informational purposes only
• Individual financial outcomes may vary based on personal circumstances
• We do not guarantee specific financial results or improvements
• Users are responsible for their own financial decisions and outcomes

3 User Responsibilities and Conduct

As a user of our platform, you agree to use our services responsibly and in accordance with applicable laws. You are solely responsible for your account security and all activities that occur under your account.

• Account Security: Maintain the confidentiality of your login credentials
  • Use strong, unique passwords
  • Do not share account access with others
  • Report suspicious activity immediately
• Acceptable Use: Use the platform only for legitimate educational purposes
• Prohibited Activities: Do not attempt to hack, disrupt, or misuse our services
• Content Accuracy: Provide accurate information when creating your profile

4 Intellectual Property Rights

All content, materials, and resources available through Techno-Evolve are protected by copyright, trademark, and other intellectual property laws. This includes but is not limited to educational content, software, graphics, text, and user interface design.

You may access and use our materials for personal, non-commercial educational purposes only. Any reproduction, distribution, or commercial use of our content requires explicit written permission from Techno-Evolve.

• Educational content may be used for personal learning only
• Screenshots or copies for commercial purposes are prohibited
• Reverse engineering of our platform is strictly forbidden
• User-generated content remains subject to our community guidelines

5 Privacy and Data Protection

We are committed to protecting your privacy and handling your personal information responsibly. Our data collection and usage practices are governed by our Privacy Policy, which forms an integral part of these Terms of Use.

By using our services, you consent to our collection, use, and storage of your information as described in our Privacy Policy. We implement appropriate security measures to protect your data but cannot guarantee absolute security.

6 Service Availability and Modifications

Techno-Evolve strives to maintain continuous service availability, but we cannot guarantee uninterrupted access to our platform. We reserve the right to modify, suspend, or discontinue any aspect of our services with or without notice.

• Scheduled maintenance may temporarily limit access
• Service features may be updated or changed periodically
• Emergency maintenance may occur without advance notice
• We will make reasonable efforts to communicate significant changes

Users will be notified of major changes through email or platform notifications when possible. Continued use of the service after modifications constitutes acceptance of the updated terms.

7 Limitation of Liability

To the maximum extent permitted by law, Techno-Evolve shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to financial losses, data loss, or business interruption.

Our total liability for any claims arising from these terms or your use of our services shall not exceed the amount you paid for our services in the twelve months preceding the claim.

8 Termination and Account Closure

Either party may terminate this agreement at any time. You may close your account by contacting our support team or using the account closure feature in your profile settings.

We reserve the right to suspend or terminate accounts that violate these terms or engage in activities that may harm our platform or other users. Upon termination, your right to use our services ceases immediately.

• Account data may be retained for legal compliance purposes
• Some provisions of these terms survive termination
• Refund policies vary based on the nature of services purchased