Privacy Policy

Information We Collect

We collect information you provide directly to us when you register for our monthly budgeting courses, download resources, or contact our team. This helps us deliver personalized educational content that matches your financial learning goals.

We also gather anonymous usage data to improve our educational platform. This includes which courses you access most frequently and how long you spend on different learning modules.

How We Use Your Information

Your data helps us create better financial education experiences. We use it to send course updates, provide technical support, and recommend relevant learning materials based on your progress.

We may send periodic newsletters about new budgeting techniques or upcoming workshops. You can unsubscribe from these communications at any time through the link in each email.

Under Vietnamese data protection regulations, we only process your information for legitimate educational purposes. We never sell your personal data to third parties or use it for unrelated marketing campaigns.

Data Sharing and Third Parties

We work with trusted service providers to deliver our educational content effectively. These partners include our email service provider, payment processor, and learning management system host.

Each partner signs agreements requiring them to protect your information according to Vietnamese privacy standards. They can only use your data for the specific services they provide to us.

We may share information if required by Vietnamese law enforcement or to protect the safety of our students and staff. In such cases, we'll provide only the minimum information necessary.

Your Privacy Rights

Vietnamese law grants you several important rights regarding your personal information. You can exercise these rights by contacting our privacy team at any time.

Security Measures

We implement multiple layers of security to protect your personal information from unauthorized access, theft, or misuse. Our systems undergo regular security audits and updates.

Data Retention

We keep your information only as long as necessary to provide educational services and comply with Vietnamese legal requirements. Different types of data have different retention periods.

You can request earlier deletion of your personal information, though some educational records may need to be retained for legal compliance.

International Transfers

Some of our educational technology providers are located outside Vietnam. When we transfer your data internationally, we ensure it receives protection equivalent to Vietnamese privacy standards.

We only work with service providers in countries that have adequate data protection frameworks or who have signed specific agreements to protect your information.

Changes to This Policy

We review and update this privacy policy annually or when we make significant changes to our data practices. We'll notify you about important updates through email or announcements on our learning platform.

Continued use of our services after policy changes indicates your acceptance of the updated terms. If you disagree with changes, you can request account deletion or data portability.